Move on your next real estate opportunity with confidence.
BGBL Capital provides private real-estate financing and bridge financing for investors — acquisitions, renovations, and time-sensitive closings. Tell us about your deal and understand your financing options before you commit to anything.
Financing built around your deal
Every program is structured around the specific transaction — not a one-size-fits-all product.
Fix-and-Flip Loans
Short-term financing to acquire and renovate an investment property before resale.
- Best for
- Investors acquiring a property to renovate and sell within a defined timeline.
- Key benefit
- Structured around the purchase-plus-rehab budget, not a standard home-purchase underwrite.
Bridge Loans
Short-term financing to close on a property before permanent financing or a sale is in place.
- Best for
- Investors who need to move on a purchase before another transaction settles.
- Key benefit
- Built for timing gaps — closing on the next deal without waiting on the last one.
Why investors work with BGBL Capital
A clear, direct process
You'll know what's being reviewed, what's still conditional, and what happens next at every stage — no disappearing into a portal.
Deal-focused evaluation
We evaluate the property, the plan, and the numbers together — not a generic checklist built for a primary-residence mortgage.
Responsive communication
A real person reviews your deal and stays reachable through underwriting, closing, and beyond.
Financing structured for investors
Terms and process built around business-purpose real-estate transactions, not retrofitted from consumer lending.
How it works
Tell us about the deal
Share the property, your plan, and the financing you're looking for.
Review possible terms
We walk through what financing could look like for your deal, and what would need to be confirmed.
Complete diligence
We work through documentation, valuation, and underwriting together — you'll know what's needed and why.
Close and fund
Once everything is confirmed, we close and fund. For projects with a rehab or construction budget, draws follow.
This is not a commitment to lend, an approval, or a guarantee of terms. All financing is subject to underwriting, documentation, valuation, eligibility review, and final approval. Rates and terms, where shown, are illustrative and subject to change.
How investors put this financing to work
Hypothetical examples for illustration only — not descriptions of actual funded loans.
Illustrative example
Acquiring a discounted property
Situation: An investor finds a property listed below market value, but the seller needs to close quickly and won't wait on a conventional mortgage timeline.
Approach: Private financing can move on the seller's timeline, letting the investor secure the property before a slower buyer does.
Illustrative example
Renovating and reselling
Situation: An investor buys a dated property planning to renovate it and sell it within several months.
Approach: Financing structured around the purchase price and the rehab budget together, rather than the purchase alone, can align funding with the renovation timeline.
Illustrative example
Stabilizing a rental before refinancing
Situation: An investor completes light renovations on a rental property and leases it up before pursuing long-term financing.
Approach: Short-term financing can carry the property through the lease-up period, with the plan to refinance once it's stabilized.
Illustrative example
Bridging a time-sensitive closing
Situation: An investor needs to close on a new purchase before the sale of another property has settled.
Approach: Bridge financing can close the timing gap so the new purchase isn't lost while the other transaction finishes.
Run the numbers on your deal
An educational estimate of financing cost, carrying cost, and projected return — adjust any assumption to match your deal.
Deal inputs
Illustrative default — edit to match your deal.
Illustrative default — not BGBL Capital's actual rate.
Illustrative default — edit to match your deal.
Taxes, insurance, utilities, etc.
Illustrative default — commission, closing costs.
Used to estimate a maximum purchase price.
Estimated results
- Total project cost
- $300,000
- Estimated loan amount
- $255,000
- Estimated financing cost
- $19,125
- Estimated carrying cost
- $2,400
- Estimated selling costs
- $32,000
- Projected profit
- $46,475
- Projected return on cost
- 15.5%
- Maximum purchase price at 15% target return
- $251,215
This calculator provides an educational estimate only. It does not represent a loan offer, a commitment to lend, an approval, or financial advice. Actual costs, rates, and fees depend on underwriting and the specifics of your deal.
Understand the process before you commit
Straightforward explainers on how private real-estate financing works.
6 min read
How Private Real-Estate Loans Work
A plain-language overview of private and hard money lending: how it differs from a conventional mortgage, and why investors use it.
5 min read
Understanding LTC, LTV, and ARV
Three acronyms that shape how much a private lender will finance — and how they interact on a renovation deal.
6 min read
What Lenders Review in a Fix-and-Flip Deal
The property, the plan, and the borrower: a breakdown of what typically goes into evaluating a flip financing request.
Frequently asked questions
Ready to talk about your deal?
Tell us the details and we'll help you understand your financing options — with direct access to a real person throughout.